Refer to city or county building department records or your own property survey to determine if the elevation of your building's lowest floor is below a published BFE for your site.The BFE is the elevation at which your building has a 1 percent chance of flooding annually.What is your building's Base Flood Elevation (BFE)? You may be among those now considered to be in a newly defined flood zone. Consult your city or county building department to determine how the redrawing affects your property. Floods maps are often redrawn by FEMA to reflect new information and recommendations.Check with your city or county building authority, your insurance agent, or your mortgage lender to see what flood risk exists.To determine if your facility is eligible, visit:.Contact FEMA to find out if your home or business is eligible to participate in the National Flood Insurance Program (NFIP).If you are located in a flood-prone area: Zone X (unshaded) is the area determined to be outside the 500-year flood level and protected by levee from the 100-year flood level.Zone C (unshaded) may have ponding and local drainage problems that don't warrant a detailed study or designation as base floodplain.However, one-third of flooding occurs outside flood zones, according to the National Flood Insurance Program. These zones are considered to be outside of flood prone areas.C (unshaded) and X (unshaded), as defined by FEMA are areas of minimal flood hazard, usually depicted on FIRMs as above the 500-year flood level.Obtain the FEMA flood map for your location, see 'Determine your Flood Zone'.Floods maps are often redrawn by the Federal Emergency Management Agency (FEMA) to reflect new information.Many properties are within a flood zone, but the risk varies based on your location and the building's finished floor elevation (FFE).

Is your property in a designated flood zone?

Define base flood elevation